Free tool

Take-home pay by country

Enter a gross annual income and compare what you would keep across up to three countries, with the headline effective rate for each. The model is a coarse sample of each country's brackets, useful for the shape of the gap, not for filing.

Sample data, verification pending.

Special regimes (Portugal's IFICI, Spain's Beckham rule, non-dom status, small-business regimes) can change the result a lot. This is not tax advice.

The comparator is interactive and needs JavaScript. As a rough guide, headline resident income tax runs from 0% in the United Arab Emirates, through broadly flat rates in Georgia and Estonia, to progressive scales reaching the mid-40s in much of Western Europe. Special regimes such as Portugal's IFICI or Spain's Beckham rule can cut an effective rate sharply for qualifying new arrivals.

Gross annual income

Enter it in one currency of your choice. The sample bands are treated as that same currency, so read the result as a proportion, not a local-currency filing.

Comparing

Thailand

keeps most

Take-home

96,175

19.9% effective rate

Income tax: 23,825
Social / other: 0

Only Thai-source income, and foreign income you remit, is generally taxable; remittance rules have been shifting.

Portugal

Take-home

58,760

51.0% effective rate

Income tax: 48,040
Social / other: 13,200

The IFICI regime (successor to NHR) can apply a ~20% flat rate to eligible new-resident income, cutting this sharply.

Read this before you trust a number

These are coarse sample brackets plus one rough social band, not a payroll calculation. They ignore family allowances, pensions, local surcharges and the exact local-currency thresholds. Special regimes move the answer a long way: Portugal's IFICI, Spain's Beckham rule, non-dom status and small-business regimes can all cut the effective rate sharply. Treat the figure as a shape, not a filing.