Build a Life In…

Paraguay

Territorial tax, cheap residency and a fast route to naturalisation

How we stand behind this

Effective
2026
Last verified
2026-07-23
Source
PwC Worldwide Tax Summaries, Paraguay - Individual Residence
Confidence
Medium confidence

This block carries its source and dates above. Rules change constantly; the verification record is how you judge whether to rely on it, or take it to a professional.

The 15-second snapshot

You can visit
90 days visa-free for US, UK, EU, Canada and Australia passports
You can stay long term
Permanent residency, available directly through the SUACE investor track or via the standard temporary-to-permanent route
Remote-work routes
1 route
Bring dependants
Spouse and children can be added to a residency application
Open a local bank account
Local account possible after you hold a Paraguayan cedula
Likely tax resident after
More than 120 days in a year (procedural test)
Citizenship pathway
Naturalisation after 3 years of permanent residency, with language and civics exams

The sourced facts

Checked Jul 2026
  • Entry2026 · Medium confidence

    90 days visa-free for typical Western passports US, UK, EU, Canada and Australia enter visa-free for up to 90 days. Confirm current rules with the Paraguayan Directorate of Migration before travel

    GoParaguay, Paraguay tax and residency guide 2026High-churn · re-verify by 2026-10-21
  • Tax residence2026 · High confidence

    Deemed tax resident after more than 120 days in a year; territorial tax base PwC: resident if more than 120 days in a year. Paraguay is territorial, so only Paraguayan-source income is taxed and foreign-source income is generally exempt (PwC Taxes on personal income)

  • Citizenship2026 · Medium confidence

    Naturalisation after 3 years of permanent residency 3 years of permanent residence under Article 148 of the Constitution, with genuine presence, plus Spanish or Guarani language and Paraguayan history and civics exams

  • Income tax2026 · High confidence

    Flat-style personal income tax of 8 to 10 percent on Paraguayan-source income only Personal services income taxed at 8, 9 and 10 percent bands; capital gains 8 percent. Only Paraguayan-source income is taxable

Researched from public sources on the dates shown. Rules change; this is a planning layer, not legal or tax advice, and not a substitute for a professional before you act.

When does Paraguayactually tax you? →

The Paraguay tax-residency rule, any special regime, and the ties that can bind you below the day count.

Cost of living and residency

Live, single (per month)
$950
Live, family of four
$2.7k / mo
Main residency route
Permanent residency (standard route)
Investment needed
$70k
Government fee
$400

Standard temporary-to-permanent route carries government fees of roughly USD 350 to 400 with no investment required; permanent-residence issuance is about USD 220. The SUACE investor track (Resolution 0283/2026) grants direct permanent residency from USD 70,000 (productive), USD 150,000 (tourism) or USD 200,000 (real estate or financial instruments)

Cost source: Numbeo (Asuncion, 2026)Residency source: ResidencyPY / NTL Trust, Paraguay Residency 2026

  1. Enter

    Getting in

    As a visitor you can typically spend 90 days in Paraguay per entry. Staying longer than that means one of the routes under Stay.

    Visa-free stay
    90 days per entry
    On arrival
    90 days visa-free for US, UK, EU, Canada and Australia passports
  2. Stay

    Visitor to resident

    Living here for years rather than weeks means a long-stay visa or residence permit. In Paraguay, permanent residency, available directly through the SUACE investor track or via the standard temporary-to-permanent route.

    Long-term routes
    Permanent residency, available directly through the SUACE investor track or via the standard temporary-to-permanent route
    Bring dependants
    Spouse and children can be added to a residency application
  3. Earn

    Work & remote income

    1 remote-work route make foreign income relatively unremarkable here. Running your own company from Paraguay is a separate question, where a company is managed can shift where it's taxed, which the builder flags rather than this page.

    Remote-work routes
    1
  4. Keep

    Tax residence

    A visa lets you stay; it does not decide who taxes you. In Paraguay, tax residence typically turns on roughly 120 days a year, territorial system: only Paraguayan-source income is taxed (personal income tax 8 to 10 percent), foreign income is exempt. The 120-day figure is a procedural residence test used by the tax authority

    Tax-residence threshold
    ~120 days
    Also weighs
    Territorial system: only Paraguayan-source income is taxed (personal income tax 8 to 10 percent), foreign income is exempt. The 120-day figure is a procedural residence test used by the tax authority
  5. Belong

    Residence to citizenship

    Citizenship is a route of patience: roughly 3 years of qualifying residence, each year usually needing about 120 days present.

    Citizenship route
    ~3 years
    Qualifying presence
    ~120 days / year
  6. Live

    Banking & daily life

    The practical scaffolding once the stamps are sorted. Opening a local bank account in Paraguay is local account possible after you hold a Paraguayan cedula.

    Local banking
    Local account possible after you hold a Paraguayan cedula
    Bring dependants
    Spouse and children can be added to a residency application

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